What Is a Tax Lien Certificate? A Beginner's Guide
A plain-English introduction to tax lien certificates: what you buy, how you earn interest, and what happens if the owner never pays.
Artículos claros sobre inversión en gravámenes y escrituras fiscales, de lo básico a la estrategia de subasta.
A plain-English introduction to tax lien certificates: what you buy, how you earn interest, and what happens if the owner never pays.
Fifteen essential tax lien and tax deed terms explained in plain English, from redemption period to face value and over-the-counter liens.
A practical five-step walk-through for buying a first over-the-counter tax lien: pick a market, get the list, check the parcel, buy from the county, track it.
Florida, Arizona, Maryland, Iowa and Illinois compared: rates, bidding methods, timelines and what happens if a lien is not redeemed.
A tax lien is an investment in a property's unpaid tax debt; a tax deed is an investment in the property itself. Here is how they compare.
From an unpaid tax bill to redemption or foreclosure: the five stages every tax lien goes through, and what the investor does at each one.
Small over-the-counter liens can get you started with a few hundred dollars. Here is how to find them, check them and avoid the common traps.
Why Florida is a common first market: an 18% maximum rate with a 5% minimum charge, county-held certificates, and a deed process run by county offices.
Bidding down the rate vs. bidding up a premium: how each auction format works, how to compute your real return, and how to set a walk-away point.
A ten-step checklist for vetting a tax lien before you buy: access, condition, value-to-lien, tax history, other liens, market, zoning, scores and a go/no-go call.
How to use redemption history, population, home values, jobs and new development to find promising counties for tax liens, and which red zones to avoid.
Why investing across several states reduces risk and smooths the calendar, which rules differ from state to state, and how to expand without getting lost.
How the path from an unredeemed tax lien to ownership differs between court-based and county-run states, and what that means for cost, time and title.
Redeemable-deed states sell the property at the tax sale but let the owner buy it back for a period at a statutory premium. How it works and what to watch.
Portfolio-level risk tools for larger lien and deed holdings: geographic and instrument mix, laddered timelines, exit plans, compliance and monitoring.